Simple Ways to Spring Clean Your Finances

Spring is the season of fresh starts. While you’re clearing out closets and opening the windows, it’s also a great time to give your finances a little attention. A financial check-up doesn’t have to be overwhelming. With a few quick steps, you can reset your money habits and feel more confident moving forward.

Start by reviewing your budget. Are your spending habits still aligned with your goals? Look for recurring charges or unused subscriptions you can cancel. Even small changes can free up extra cash.

Next, take a look at any high-interest debt. If you’re carrying balances on credit cards, consider consolidating or refinancing. Paying down debt faster can save you money and reduce financial stress.

Spring is the perfect time to restart your savings habit — whether you’re planning a vacation, tackling a home project, or just building your rainy day fund. With automatic transfers and our prized linked savings account, saving is easier than ever. Watch a quick video and see how it works!

Check in on your financial goals, too. Are you where you hoped to be by now? If not, a few quick adjustments can get you back on track for the rest of the year.

Finally, review your accounts. Make sure you’re getting the most out of your checking and savings. If you’re not sure what options are available, we’d be happy to help.

Need support? We’re here for you. Whether you have questions about your current accounts or you’re looking for ways to save or pay down debt, we’re just a call or click away.

Contact us at (419) 381-2323 or visit educacu.com to get started.

Posted by Maggie Latham in Financial Wellness.